Freedom1Free Guide
Editorial review · updated 2026-06

Goldco Review

4.2/5

Goldco has helped a generation of savers roll retirement dollars into physical metal without drama. With a lower entry point than the premium specialists and a published fee schedule, it suits the everyday American who wants a clear, full-service path to sound money.

Best for

Mid-size rollover investors

Account minimum $25,000

Visit Goldco

External link to the company's own website.

The bottom line

Goldco is a large, well-established precious-metals IRA firm with a $25,000 minimum, a transparent published fee schedule, and a strong buyback program. That mix makes it a popular full-service choice for first-time and mid-size investors.

The facts

Founded
2006
Headquarters
Calabasas, California
BBB rating
A+ · accredited
Minimum
$25,000
Metals offered
Gold, Silver
Storage partners
Brink's, Delaware Depository
Custodian partners
STRATA Trust, Equity Trust
Fees
Commonly cited schedule: roughly $50 one-time setup, around $125 annual maintenance, and storage near $100/year (non-segregated) or $150/year (segregated) — typically about $225-$275/year all-in. Eligible larger accounts may qualify for fee waivers. Confirm current figures directly.

Standout features

  • Buyback program with a highest-price guarantee
  • Dedicated rollover assistance for 401(k)/403(b)/TSP/IRA transfers
  • Promotional bonus metals on qualifying large purchases
  • Lower minimum than education-focused premium rivals

Pros

  • +Lower $25,000 minimum makes it more accessible than $50k-minimum rivals
  • +Clearly published, predictable annual fee schedule
  • +Strong buyback program and dedicated rollover assistance
  • +A+ BBB rating and a long operating history (since 2006)

Cons

  • Promotional bonus-metal offers can obscure the true cost basis and are tied to large purchases
  • Limited to gold and silver (no platinum or palladium)
  • First-year cost rises once setup and segregated storage are included

Frequently asked questions

What is the minimum investment for Goldco?

Goldco lists a stated account minimum of $25,000. Minimums and offers can change, so confirm the current figure directly with the company before opening an account.

Is Goldco BBB accredited?

Goldco holds a A+ BBB rating and is BBB-accredited as of our last review (2026-06). Always verify the current rating on BBB.org.

What metals and storage does Goldco offer?

Goldco offers Gold, Silver and works with depository partners including Brink's, Delaware Depository. This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.

Sources

Profile compiled from publicly available information, last reviewed 2026-06. Ratings are our independent editorial opinion, not user reviews.

This content is for general education only and is not financial, tax, legal, or investment advice. Investing in precious metals carries risk, including loss of principal. Consult a licensed professional before making decisions.